Maximizing Your Dental Insurance Before Year End
You’re getting close to the end of the year and wondering how you can be maximizing dental insurance before year end.
Did you know that using all of your Dental benefits by the end of the year could save you a ton of money? Keep in mind that this only occurs when your insurance is running on a calendar year as opposed to a fiscal year. Here are 5 reasons in which show you how you could be saving money by using your dental benefits.
Yearly Maximum
As with every insurance plan, you are listed the amount of money that insurance companies will give you that should stretch to the end of the year. This money should cover all of the dental work that you will need for the year. On average, a person receives about $1,000 per year to spend until January 1st of the following year. It is important to maximize the most out of this money because if you have some left over, insurance companies do not roll over the unused amount.
Deductible
A deductible is the amount of money that you are required to pay to your dentist out of your pocket before your insurance company will pay for any services. The average individual pays about $50 per year and like the yearly maximum, this deductible starts again with the New Year.
Premiums
You’ll want to make the most out of your dental plan every month and you should be using ALL of your benefits throughout the year. With your insurance plan comes regular dental cleanings and a whole other plethora of dental benefits.
Fee Increases
As each year goes by, we all know one fact that is true: The cost of living NEVER stays the same. Each year, there seems to be some increase in the cost of living, and that fact can affect the way you should be looking at your dental plan. By maximizing your costs and the benefits your plan has to offer you, you could be saving money for the next year.
Dental Problems May Worsen
Perhaps the most important reason as to why you should maximize your dental insurance is because it could save your pocket and your health from suffering in the end. You never know how bad a dental issue may get and so it is always a good idea to get it checked out early. What may seem like a simple procedure today could turn into a root canal or oral surgery later.
It’s almost the end of the year, so get the most out of your dental insurance and make an appointment today with Graham E. Farless, DDS at 336-282-2868. Learn about all the services we offer by visiting our website at www.gsodentist.com.